Privacy Policy

1. Introduction

At DivyDime, we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our expense sharing application.

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the application.

2. Information We Collect

We collect several types of information from and about users of our application, including:

• Personal Data: Name, email address, profile picture, and other contact information you provide when creating an account.
• Financial Information: Information about expenses, payments, and transactions you record in the application. We do not store complete credit card numbers or bank account details.
• Usage Data: Information about how you use our application, including features you access, time spent on the application, and other diagnostic data.
• Device Information: Information about your device, including IP address, device type, operating system, and browser type.

3. How We Use Your Information

We use the information we collect about you for various purposes, including to:

• Provide, maintain, and improve our application
• Process and manage your expense sharing activities
• Communicate with you about updates, security alerts, and support messages
• Prevent fraudulent activities and enhance security
• Analyze usage patterns and optimize user experience
• Comply with legal obligations

4. Sharing Your Information

We may share your personal information in the following situations:

• With Other Users: When you create or join a group, certain information (such as your name, profile picture, and expense details) will be visible to other members of that group.
• With Service Providers: We may share your information with third-party vendors who provide services on our behalf, such as hosting, data analysis, payment processing, and customer service.
• For Legal Reasons: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
• Business Transfers: In connection with any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company.

5. Data Security

We implement appropriate technical and organizational measures to protect the security of your personal information. However, please be aware that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Your Data Protection Rights

Depending on your location, you may have the following rights regarding your personal data:

• The right to access the personal information we hold about you
• The right to request correction of inaccurate personal information
• The right to request deletion of your personal information
• The right to restrict or object to processing of your personal information
• The right to data portability
• The right to withdraw consent at any time, where processing is based on consent

To exercise any of these rights, please contact us at privacy@divydime.com.

7. Children's Privacy

Our application is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at privacy@divydime.com.